Through the Broke Horse Moms podcast, newsletter and social content, we make equestrian life more accessible, understandable, and connected for all the 'non-horsey horse moms' who didn't grow up in this space. Whether you’re buying your kiddo's first pair of paddock boots, figuring out horse shows, managing the costs of riding, or simply wondering if everyone else knows something you don’t, you’re in the right place.
🐎 BHM: Horse family budgets - the juggle is REAL!
|
Hi Reader, We ALLLL joke about how expensive this sport is AND ALSO, if you're like me, your natural tendency is to avoid knowing exactly HOW expensive it is. But, friend, we can do hard things. We can budget for today, plan for the unknowns, and still try to save for the big stuff down the road - college, retirement, all of it. But how? How do we actually juggle all of that at once? Enter: An expert. Grace Speckman, a hunter/jumper rider for almost 30 years and a financial planner joined me on the podcast this week to offer practical (and non-judgmental) insight how to balance all of these budget pulls. You can get a loan for education. You can get student loans, but you cannot get a loan for your retirement. 😳 She's not wrong. We dig into the expenses that sneak up on us (shipping costs, farrier bills, that saddle you didn't know you'd need), how to actually build an emergency fund around horse life, and the uncomfortable math Grace shares on what it costs us down the road every time we skip a retirement contribution to make room for horses right now. Ep 28: The Horse Family Money Juggle with Grace Speckman 🎧 Listen on Apple Grace is also offering us access to The Thoughtful Equestrian's Guide to Protect, Grow, and Pass on Wealth, which I signed up for months ago! Check that out and definitely give her a follow on her Dollars and Horse Sense Instagram channel, YouTube and LinkedIn. 🤷🏻♀️ Are We Supposed to Know This? Each week, I'll share a question that we should all PROBABLY know, but likely don't. Meh. We'll figure it out together. I’ll share the answer in next week’s newsletter. You probably know that a red tie on a horse's tail means they don't like others being up their ass (same, girl). 🤣
What's a pink bow mean?
*Think you know it? Hit reply and tell me before 5pm THIS Friday. I’ll give a shoutout and drop a Broke Horse Moms sticker in the mail to one of the (surely many) correct answers. No googling allowed! 😌 What's Saving Our Barn Life This Week
One quick request: I'm working on a directory of lesson barns for horse families and am currently gahtering input from trainers and barn owners. If you fit that category, I'd love your input. If you do not fit that category, could you please text this link to your kiddo's trainer/barn owner and ask them to complete it? Broke Horse Moms Barn Directory: Barn Owner Interest Survey It'll take 5 minutes, maybe, and will give me solid insight into what trainers need. Alright, that's all for this week, friend. Keep on bending! P.S. Love what we're doing here at Broke Horse Moms? Pop on over to https://buymeacoffee.com/brokehorsemoms and contribute as little as $1 to support us. P.P.S. Missed a newsletter? See previous posts here. |
Broke Horse Moms
Through the Broke Horse Moms podcast, newsletter and social content, we make equestrian life more accessible, understandable, and connected for all the 'non-horsey horse moms' who didn't grow up in this space. Whether you’re buying your kiddo's first pair of paddock boots, figuring out horse shows, managing the costs of riding, or simply wondering if everyone else knows something you don’t, you’re in the right place.
Hi Reader, I was talking with another horse mom last week, and she told me about the first few weeks at one of their old barns. Her family knew nothing. They didn’t know where things were kept, who to ask for help, or how anything worked. What saved them was an adult rider who took them under her wing and showed them the ropes. So many of us have been that family. We spend so much energy deciding whether to move barns that we don’t think about what happens once the horse steps off the...
Hi Reader, Popping in to share the answer to last week's 'Are We Supposed to Know This' question AND the winner of a Broke Horse Moms sticker! What is a Coggins test? Winner, winner, chicken dinner is.....Heather Brushwood who answered: It’s the thing you have to have that tells all the info on your horse in order to compete :) 'Thing' being a technical term. Certification is probably a better word. Shows you have had all of your annual things and horse info. Congrats, Heather! In Broke Horse...
Hi Reader, So....the 'Stop! Stop!' in the subject line are the exact words (plus an expletive AND a 'you two ARE idiots!') I yelled, while recording their ride, when Chloe and one of her besties decided to 'race' the baby OTTBs they'd been working with this summer. We were at our barn's end of summer party this weekend, the trainer was shopping at the mobile tack store that had come, and she'd told them they could just ride and do whatever they wanted. Queue these two deciding to race. I told...